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Mid-Kansas Credit Union

Privacy Policy

WHAT DOES MID-KANSAS CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?

FACTS

Why?

Financial companies choose how they share your personal information. Federal law gives
consumers the right to limit some but not all sharing. Federal law also requires us to tell you
how we collect, share, and protect your personal information. Please read this notice carefully to
understand what we do.

What?

The types of personal information we collect and share depend on the product or service you
have with us. This information can include:

  • Social Security number and income
  • Account transactions and account balances
  • Credit history and credit scores

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Mid-Kansas Credit Union chooses to share; and whether you can limit this sharing.

How does Mid-Kansas Credit Union share your information?
Reasons we can share your personal information Does Mid-Kansas Credit Union share? Can you limit this sharing?
For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes - to offer our products and services to you Yes No
For joint marketing with other financial companies Yes No
For our affiliates’ everyday business purposes - information about your transactions and experiences No We don't share
For our affiliates’ everyday business purposes - information about your creditworthiness No We don't share
For our affiliates to market to you No We don't share
For non-affiliates to market to you No We don't share

Questions?

Call 888-345-2980 or go to www.mkcu.coop

Who we are

Who is providing this notice?

Mid-Kansas Credit Union

What we do

How does Mid-Kansas Credit Union protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Mid-Kansas Credit Union collect my personal information?

We collect your personal information, for example, when you

  • open an account or apply for a loan
  • provide employment information or give us your income information
  • make deposits or withdrawals from your account

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes—information
  • about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Mid-Kansas Credit Union has no affiliates

Non-affiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Mid-Kansas Credit Union does not share with non-affiliates so they can market to you

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Our joint marketing partners include insurance companies

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