Dividend Rates

As of January 1, 2014

(Rates are subject to change and are listed as a general guide only. For up-to-date rates contact Mid Kansas Credit Union at 620-345-2980 )

Savings & Checking Account Rates
Account Type Minimum Opening Deposit Minimum to Earn APY Dividend Rate Annual Percentage Yield (APY)1
Regular Share Acct - - - -
Up to but not exceeding $2,000 $25.00 $25.00 .15% .15%
Above $2,000 $25.00 $2,000.00 .30% .15%-.30%
Auxiliary Share Acct - - - -
Up to but not exceeding $2,000 $5.00 $5.00 .15% .15%
Above $2,000 $5.00 $2,000.00 .30% .15%-.30%
Expandacheck Acct - - - -
Up to but not exceeding $2,500 $50.00 $1,000.00 .10% .10%
Above $2,500 $50.00 $2,500.00 .20% .20%
Money Market and IRA Accounts
Tier Minimum Opening Deposit Maximum Deposit Dividend Rate APY1
Money Market Acct - Tier 1 $1,000 $9,999 .15% .150%
Tier 2 $10,000 $49,999 .20% .200%
Tier 3 $50,000 $99,999 .20% .200%
Tier 4 $100,000 none .25% .250%
IRA Account none none .35% .350%
Share Certificates
Length2 Minimum Opening Deposit Minimum to Earn APY Dividend Rate APY1
3 Month $1,000 $1,000 0.25% 0.25%
6 Month $1,000 $1,000 0.30% 0.30%
1 Year $1,000 $1,000 0.35% 0.40%
2 Year $1,000 $1,000 0.45% 0.50%
3 Year $1,000 $1,000 0.70% 0.75%
5 Year $1,000 $1,000 1.05% 1.10%
Market Index Certificate
Length2 Minimum Opening Deposit Minimum to Earn APY Dividend Rate & APY
3 Year $1,000 $1,000 Based on the Dow Jones
5 Year $1,000 $1,000 Based on the Dow Jones

1 APY (Annual Percentage Yield) based on last declared rate. Fees may reduce earnings. The above rates may change after the account is opened.

2 Early withdrawal penalties apply.

3 Certificate may not be redeemed before maturity date, except upon the death of the owner.

Moundridge: 104 S. Avenue B | P.O. Box 608 | Moundridge, KS 67107 | 620.345.2980
Buhler: 200 W. 2nd | P.O. Box 569 | Buhler, KS 67522 | 620.543.2662