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Mid-Kansas Credit Union

Dividend Rates

As of July 1, 2020

Rates are subject to change and are listed as a general guide only. For up-to-date rates contact Mid Kansas Credit Union at 620-345-2980

Savings & Checking Account Rates
Account Type Minimum Opening Deposit Minimum to Earn APY1 Dividend Rate Annual Percentage Yield APY1
Regular Shares $25.00 $25.00 0.10% 0.10%
Expandachek (Checking) - - - -
Up to, and including, $2,500 $50.00 $1,000.00 0.05% 0.05%
Above $2,500 $50.00 $2,500.00 0.10% 0.10%
Money Market and IRA Accounts
Account Type Minimum Opening Deposit Maximum Deposit Dividend Rate APY1
Money Market - Tier 1 $1,000 $9,999 0.20% 0.20%
Money Market - Tier 2 $10,000 $49,999 0.25% 0.25%
Money Market - Tier 3 $50,000 $99,999 0.30% 0.30%
Money Market - Tier 4 $100,000 none 0.35% 0.35%
IRA Account (Traditional/Roth) none none 0.50% 0.50%
Share Certificates
Length2 Minimum Opening Deposit Minimum to Earn APY1 Dividend Rate APY1
3 Month $1,000 $1,000 0.25% 0.25%
6 Month $1,000 $1,000 0.35% 0.35%
1 Year $1,000 $1,000 0.45% 0.45%
2 Year $1,000 $1,000 0.55% 0.55%
3 Year $1,000 $1,000 0.65% 0.65%
5 Year $1,000 $1,000 0.850% 0.85%
  • 1 APY (Annual Percentage Yield) based on last declared rate. Fees may reduce earnings. The above rates may change after the account is opened.
  • 2 Early withdrawal penalties apply.
  • 3 Certificate may not be redeemed before maturity date, except upon the death of the owner.

Note: We no longer offer Market Index Certificates. 

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