Dividend Rates
As of June 24, 2024
Rates are subject to change and are listed as a general guide only. Dividend Rates are for MKCU members only. Check eligibility requirements under the About tab. For up-to-date rates contact Mid Kansas Credit Union at 620-345-2980.
Savings & Checking Account Rates
|
Account Type |
Minimum Opening Deposit |
Minimum to Earn APY1 |
Dividend Rate |
Annual Percentage Yield APY1 |
|
Regular Shares |
$25.00 |
$25.00 |
0.20% |
0.20% |
|
Advantage Savings |
$5,000.00 |
$5,000.00 |
1.75% |
1.75% |
|
Expandachek (Checking) |
- |
- |
- |
- |
|
Up to, and including, $2,500 |
$50.00 |
$1,000.00 |
0.05% |
0.05% |
|
Above $2,500 |
$50.00 |
$2,500.00 |
0.10% |
0.10% |
Money Market, IRA Accounts, and HSA Accounts
|
Account Type |
Minimum Opening Deposit |
Maximum Deposit |
Dividend Rate |
APY1 |
|
Money Market - Tier 1 |
$1,000.00 |
$9,999.99 |
0.30% |
0.30% |
|
Money Market - Tier 2 |
$10,000.00 |
$49,999.99 |
0.35% |
0.35% |
|
Money Market - Tier 3 |
$50,000.00 |
$99,999.99 |
0.50% |
0.50% |
|
Money Market - Tier 4 |
$100,000.00 |
$249,999.99 |
1.00% |
1.00% |
|
IRA Account (Traditional/Roth) |
None |
None |
0.75% |
0.75% |
|
HSA Account |
None |
None |
0.50% |
0.50% |
Share Certificates
|
Length2 |
Minimum Opening Deposit |
Minimum to Earn APY1 |
Dividend Rate |
APY1 |
|
3 Month |
$1,000.00 |
$1,000.00 |
0.50% |
0.50% |
|
6 Month |
$1,000.00 |
$1,000.00 |
0.75% |
0.75% |
|
1 Year |
$1,000.00 |
$1,000.00 |
1.25% |
1.25% |
|
1 Year Add-On |
$500.00 |
$500.00 |
5.00% |
5.00% |
|
2 Year |
$1,000.00 |
$1,000.00 |
1.35% |
1.35% |
|
3 Year |
$1,000.00 |
$1,000.00 |
1.50% |
1.50% |
|
4 Year |
$1,000.00 |
$1000.00 |
1.65% |
1.65% |
|
5 Year |
$1,000.00 |
$1,000.00 |
1.75% |
1.75% |
|
5 Year Senior -No Penalty |
$1,000.00 |
$1,000.00 |
2.25% |
2.25% |
|
24 Month $500,000+ |
$500,000.00 |
$500,000.00 |
5.50% |
5.50% |
-
1 APY (Annual Percentage Yield) based on last declared rate. Fees may reduce earnings. The above rates may change after the account is opened.
-
2 Early withdrawal penalties apply.
-
3 Certificate may not be redeemed before maturity date, except upon the death of the owner.
Note: We no longer offer Market Index Certificates.