Jump to main content

Mid-Kansas Credit Union

Dividend Rates

As of September 27, 2022

Rates are subject to change and are listed as a general guide only. For up-to-date rates contact Mid Kansas Credit Union at 620-345-2980

Savings & Checking Account Rates
Account Type Minimum Opening Deposit Minimum to Earn APY1 Dividend Rate Annual Percentage Yield APY1
Regular Shares $25.00 $25.00 0.20% 0.20%
Expandachek (Checking) - - - -
Up to, and including, $2,500 $50.00 $1,000.00 0.05% 0.05%
Above $2,500 $50.00 $2,500.00 0.10% 0.10%
Money Market, IRA Accounts, and HSA Accounts
Account Type Minimum Opening Deposit Maximum Deposit Dividend Rate APY1
Money Market - Tier 1 $1,000.00 $9,999.99 0.30% 0.30%
Money Market - Tier 2 $10,000.00 $49,999.99 0.35% 0.35%
Money Market - Tier 3 $50,000.00 $99,999.99 0.40% 0.40%
Money Market - Tier 4 $100,000.00 None 0.45% 0.45%
IRA Account (Traditional/Roth) None None 0.50% 0.50%
HSA Account None None 0.50% 0.50%
Share Certificates
Length2 Minimum Opening Deposit Minimum to Earn APY1 Dividend Rate APY1
3 Month $1,000.00 $1,000.00 0.50% 0.50%
6 Month $1,000.00 $1,000.00 0.60% 0.60%
1 Year $1,000.00 $1,000.00 0.70% 0.70%
2 Year $1,000.00 $1,000.00 0.80% 0.80%
3 Year $1,000.00 $1,000.00 0.90% 0.90%
4 Year $1,000.00 $1000.00 1.00% 1.00%
5 Year $1,000.00 $1,000.00 1.10% 1.10%
5 Year Senior -No Penalty $1,000.00 $1,000.00 1.10% 1.10%
JUMBO - Choose Any Term $100,000.00 $100,000.00 0.25% Over Current Rate

0.25% Over Current Rate

  • 1 APY (Annual Percentage Yield) based on last declared rate. Fees may reduce earnings. The above rates may change after the account is opened.
  • 2 Early withdrawal penalties apply.
  • 3 Certificate may not be redeemed before maturity date, except upon the death of the owner.

Note: We no longer offer Market Index Certificates. 

Find a Surcharge-Free ATM