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Mid-Kansas Credit Union

Loan Rates

As of June 18, 2018

All loan rates listed are Annual Percentage Rates (APR).  Loan rates are subject to change and are listed as a general guide only. For up-to-date rates contact Mid Kansas Credit Union at 888-345-2980 or 620-345-2980.

Consumer Loans
 

Term in Months (Up To)

Fixed Rate as low as (APR)* Payment Factor/ $1,000** est.
New - 2018 and 2017 36 3.10% 29.12
  84 4.10% 13.72
Used - 2017, 2016, 2015, 2014 36 3.60% 29.35
  84 4.85% 14.06
Used - 2013, 2012, 2011, 2010 36 4.35% 29.68
  72 4.85% 16.04
Used - 2009 and older 36 5.10% 30.01
  60 5.60% 19.15
RECREATIONAL VEHICLES      
New 36 4.60% 29.79
  72 5.60% 16.38
Used 36 5.60% 30.24
  60 6.10% 19.38
OTHER SECURED      
  36 6.10% 30.47
  60 6.60% 19.61
       
Unsecured Signature Loans 12 9.45% 87.60
  36 10.20% 32.28

* Rate based on borrower's credit qualifications.

** Payment Factor = amount of loan divided by 1,000, taken times the payment factor. Example: The monthly payment for a new car loan of $10,000 for 36 Months @ 2.75% is (10,000/1,000)=10. 10 X 28.98 = monthly payment of $289.80.

Open-End Consumer Products
Loan Type Length Fixed Rate (APR)
Overdraft Protection Loan N/A 17.00%
VISA Credit Card N/A 10.9%
Agriculture and Commercial Loans
Loan Type Length Variable Rate (APR)
Agriculture Real Estate 70% Loan to Value

For details concerning rates and terms please contact Brandon Unruh, Ag Loan Officer, at 620-345-2980 or brandonu@mkcu.com

Agricultural Operations
Commercial
Consumer Real Estate Loans, (Institution NMLS ID : 790270)
(Cameron Voth NMLS ID : 1566079)
Loan Type Length Rate (APR)
  Coming Soon