Loan Rates
As of October 1, 2018
All loan rates listed are Annual Percentage Rates (APR). Loan rates are subject to change and are listed as a general guide only. For up-to-date rates contact Mid Kansas Credit Union at 888-345-2980 or 620-345-2980.
Consumer Loans
|
|
Term in Months (Up To)
|
Fixed Rate as low as (APR)* |
Payment Factor/ $1,000** est. |
|
New Auto 2019 & Newer |
36 |
3.10% |
29.13 |
|
|
84 |
4.10% |
13.72 |
|
Used Auto 2015-2018 |
36 |
3.60% |
29.36 |
|
|
84 |
4.85% |
14.07 |
|
Used Auto 2011-2014 |
36 |
4.35% |
29.69 |
|
|
72 |
4.85% |
16.05 |
|
Used Auto 2010 & older |
36 |
5.10% |
30.03 |
|
|
60 |
5.60% |
19.16 |
|
|
|
|
|
|
Other Secured |
36 |
6.10% |
30.48 |
|
|
60 |
6.60% |
19.62 |
|
|
|
|
|
|
New Boat/RV/Motorcycle |
36 |
4.60% |
29.79 |
|
|
72 |
5.60% |
16.38 |
|
Used Boat/RV/Motorcycle |
36 |
5.60% |
30.24 |
|
|
60 |
6.10% |
19.38 |
|
|
|
|
|
|
Unsecured Signature |
12 |
9.45% |
87.69 |
|
|
36 |
10.20% |
32.38 |
|
* Rate based on borrower's credit qualifications.
** Payment Factor = amount of loan divided by 1,000, multiplied by the payment factor. Example: The monthly payment for a new car loan of $10,000 for 36 Months @ 2.75% is (10,000/1,000)=10. 10 X 28.98 = monthly payment of $289.80.
|
Open-End Consumer Products
|
Loan Type |
Length |
Fixed Rate (APR) |
|
Overdraft Protection |
N/A |
17.00% |
|
VISA Credit Card |
N/A |
10.9% |
Agriculture and Commercial Loans
|
Loan Type |
Length |
Variable Rate (APR) |
|
Agricultural Real Estate (70% Loan to Value) |
For details concerning rates and terms please contact Brandon Unruh, Ag Loan Officer, at 620-345-2980 or brandonu@mkcu.com.
|
|
Agricultural Operations |
|
Commercial |
Consumer Real Estate Loans, (Institution NMLS ID : 790270)
(Cameron Voth NMLS ID : 1566079)
|
Loan Type |
Length |
Rate (APR) |
|
For information regarding real estate loans, please contact Cameron Voth, Loan Manager, at 620-345-2980 or cameronv@mkcu.com. |