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Mid-Kansas Credit Union

Loan Rates

As of October 1, 2018

All loan rates listed are Annual Percentage Rates (APR).  Loan rates are subject to change and are listed as a general guide only. For up-to-date rates contact Mid Kansas Credit Union at 888-345-2980 or 620-345-2980.

Consumer Loans
 

Term in Months (Up To)

Fixed Rate as low as (APR)* Payment Factor/ $1,000** est.
Model Year 2018 & Newer 36 3.10%  
  60 3.60%  
  72 3.85%  
  84 4.10%  
Model Year 2017-2014 36 3.60%  
  60 4.10%  
  72 4.35%  
  84 4.85%  
       
Model Year 2013-2010 36 4.35%  
  60 4.60%  
  72 4.85%  
Model Year 2009 & Older  36 5.10%  
  48 5.35%  
  50 5.60%  
       
Other Secured 36 6.10%  
  60 6.60%  
       
New Boat, RV, Motorcyle 36 4.60%  
  72 5.60%  
Min. Loan Amount 60K 120 6.60%  
       
Used Boat, RV Motorcyle 36 5.60%  
  60 6.10%  
Min. Loan Amount 60K 120 7.10%  
       

* Rate based on borrower's credit qualifications.

** Payment Factor = amount of loan divided by 1,000, multiplied by the payment factor. Example: The monthly payment for a new car loan of $10,000 for 36 Months @ 2.75% is (10,000/1,000)=10. 10 X 28.98 = monthly payment of $289.80.

Open-End Consumer Products
Loan Type Length Fixed Rate (APR)
Overdraft Protection N/A 17.00%
VISA Credit Card N/A 10.9%
Agriculture and Commercial Loans
Loan Type Length Variable Rate (APR)
Agricultural Real Estate (70% Loan to Value)

For details concerning rates and terms please contact Brandon Unruh, Ag Loan Officer, at 620-345-2980 or brandonu@mkcu.com.

Agricultural Operations
Commercial
Consumer Real Estate Loans, (Institution NMLS ID : 790270)
(Cameron Voth NMLS ID : 1566079)
Loan Type Length Rate (APR)
For information regarding real estate loans, please contact Cameron Voth, Loan Manager, at 620-345-2980 or cameronv@mkcu.com.