Loan Rates
As of November 1, 2017
All loan rates listed are Annual Percentage Rates (APR). Loan rates are subject to change and are listed as a general guide only. For up-to-date rates contact Mid Kansas Credit Union at 888-345-2980 or 620-345-2980.
Loan rates are in the process of being updated. Please see a loan officer for current rates.
Consumer Loans
|
|
Term in Months (Up To)
|
Fixed Rate as low as (APR)* |
Payment Factor/ $1,000** est. |
|
New - 2018 and 2017 |
36 |
2.75% |
28.98 |
|
|
84 |
3.25% |
13.33 |
|
Used - 2017, 2016, 2015, 2014 |
36 |
3.50% |
29.31 |
|
|
84 |
4.00% |
13.67 |
|
Used - 2013, 2012, 2011, 2010 |
36 |
4.25% |
29.64 |
|
|
72 |
4.75% |
15.99 |
|
Used - 2009 and older |
36 |
5.00% |
29.98 |
|
|
60 |
5.50% |
19.11 |
|
RECREATIONAL VEHICLES |
|
|
|
|
New |
36 |
4.50% |
29.75 |
|
|
72 |
5.50% |
16.34 |
|
Used |
36 |
5.50% |
30.20 |
|
|
60 |
6.00% |
19.34 |
|
OTHER SECURED |
|
|
|
|
|
36 |
6.00% |
30.43 |
|
|
60 |
6.50% |
19.57 |
|
|
|
|
|
|
Unsecured Signature Loans |
12 |
9.25% |
87.58 |
|
|
36 |
10.00% |
32.28 |
|
* Rate based on borrower's credit qualifications.
** Payment Factor = amount of loan divided by 1,000, taken times the payment factor. Example: The monthly payment for a new car loan of $10,000 for 36 Months @ 2.75% is (10,000/1,000)=10. 10 X 28.98 = monthly payment of $289.80.
|
Open-End Consumer Products
|
Loan Type |
Length |
Fixed Rate (APR) |
|
Overdraft Protection Loan |
N/A |
17.00% |
|
VISA Credit Card |
N/A |
10.9% |
Agriculture and Commercial Loans
|
Loan Type |
Length |
Variable Rate (APR) |
|
Agriculture Real Estate 70% Loan to Value |
For details concerning rates and terms please contact Brandon Unruh, Ag Loan Officer at 620-345-2980 or brandonu@mkcu.com
|
|
Agricultural Operations |
|
Commercial |
Consumer Real Estate Loans, (Institution NMLS ID : 790270)
(Cameron Voth NMLS ID : 1566079)
|
Loan Type |
Length |
Rate (APR) |
|
|
Coming Soon |