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Mid-Kansas Credit Union

Loan Rates

As of October 1, 2018

All loan rates listed are Annual Percentage Rates (APR).  Loan rates are subject to change and are listed as a general guide only. For up-to-date rates contact Mid Kansas Credit Union at 888-345-2980 or 620-345-2980.

Consumer Loans
 

Term in Months (Up To)

Fixed Rate as low as (APR)* Payment Factor/ $1,000** est.
New Auto 2019 & Newer 36 3.10% 29.13
  84 4.10% 13.72
Used Auto 2015-2018 36 3.60% 29.36
  84 4.85% 14.07
Used Auto 2011-2014 36 4.35% 29.69
  72 4.85% 16.05
Used Auto 2010 & older 36 5.10% 30.03
  60 5.60% 19.16
       
Other Secured 36 6.10% 30.48
  60 6.60% 19.62
       
New Boat/RV/Motorcycle 36 4.60% 29.79
  72 5.60% 16.38
Used Boat/RV/Motorcycle 36 5.60% 30.24
  60 6.10% 19.38
       
Unsecured Signature 12 9.45% 87.69
  36 10.20% 32.38

* Rate based on borrower's credit qualifications.

** Payment Factor = amount of loan divided by 1,000, multiplied by the payment factor. Example: The monthly payment for a new car loan of $10,000 for 36 Months @ 2.75% is (10,000/1,000)=10. 10 X 28.98 = monthly payment of $289.80.

Open-End Consumer Products
Loan Type Length Fixed Rate (APR)
Overdraft Protection N/A 17.00%
VISA Credit Card N/A 10.9%
Agriculture and Commercial Loans
Loan Type Length Variable Rate (APR)
Agricultural Real Estate (70% Loan to Value)

For details concerning rates and terms please contact Brandon Unruh, Ag Loan Officer, at 620-345-2980 or brandonu@mkcu.com.

Agricultural Operations
Commercial
Consumer Real Estate Loans, (Institution NMLS ID : 790270)
(Cameron Voth NMLS ID : 1566079)
Loan Type Length Rate (APR)
For information regarding real estate loans, please contact Cameron Voth, Loan Manager, at 620-345-2980 or cameronv@mkcu.com.