Loan Rates
As of January 1, 2020
All loan rates listed are Annual Percentage Rates (APR). Loan rates are subject to change and are listed as a general guide only. For up-to-date rates contact Mid Kansas Credit Union at 888-345-2980 or 620-345-2980.
Consumer Loans
|
|
Term in Months (Up To)
|
Fixed Rate as low as (APR)* |
Payment Factor/ $1,000** est. |
|
Model Year 2019 & Newer |
36 |
3.10% |
|
|
|
60 |
3.60% |
|
|
|
72 |
3.85% |
|
|
|
84 |
4.10% |
|
|
Model Year 2018-2015 |
36 |
3.60% |
|
|
|
60 |
4.10% |
|
|
|
72 |
4.35% |
|
|
|
84 |
4.85% |
|
|
|
|
|
|
|
Model Year 2014-2011 |
36 |
4.35% |
|
|
|
60 |
4.60% |
|
|
|
72 |
4.85% |
|
|
Model Year 2010 & Older |
36 |
5.10% |
|
|
|
48 |
5.35% |
|
|
|
50 |
5.60% |
|
|
|
|
|
|
|
Other Secured |
36 |
6.10% |
|
|
|
60 |
6.60% |
|
|
|
|
|
|
|
Other Unsecured
|
*as low as 9.45% |
|
|
|
|
|
|
|
|
New Boat, RV, Motorcyle |
36 |
4.60% |
|
|
Min. Loan Amount 60K |
72 |
5.60% |
|
|
|
120 |
6.60% |
|
|
|
|
|
|
|
Used Boat, RV Motorcyle |
36 |
5.60% |
|
|
Min. Loan Amount 60K |
60 |
6.10% |
|
|
|
120 |
7.10% |
|
|
|
|
|
|
|
* Rate based on borrower's credit qualifications.
** Payment Factor = amount of loan divided by 1,000, multiplied by the payment factor. Example: The monthly payment for a new car loan of $10,000 for 36 Months @ 2.75% is (10,000/1,000)=10. 10 X 28.98 = monthly payment of $289.80.
|
Open-End Consumer Products
|
Loan Type |
Length |
Fixed Rate (APR) |
|
Overdraft Protection |
N/A |
17.00% |
|
VISA Credit Card |
N/A |
10.9% |
Agriculture and Commercial Loans
|
Loan Type |
Length |
Variable Rate (APR) |
|
Agricultural Real Estate (70% Loan to Value) |
For details concerning rates and terms please contact Brandon Unruh, Loan Manager, at 620-345-2980 or brandonu@mkcu.com.
|
|
Agricultural Operations |
|
Commercial |
Consumer Real Estate Loans, (Institution NMLS ID : 790270)
(Connie Richards NMLS ID : 1785434)
|
Loan Type |
Length |
Rate (APR) |
|
For information regarding real estate loans, please contact Connie Richards at 620-345-2980 or connier@mkcu.com. |