Life Savings Insurance
All members who have a deposit and under the age of 70 are insured up to $2,000 payable at death according to the table below.
|If member age on the date
of an insured deposit was
|The amount of member's
insurance is equal to
||25% of that insured deposit
|6 months thru 54 years
||100% of that insured deposit
|55 years thru 59 years
||75% of that insured deposit
|60 years thru 64 years
||50% of that insured deposit
|65 years thru 69 years
||25% of that insured deposit
|70 years or older
||0% of that insured deposit
Loan Protection Insurance
All members with loans under the age of 70 are insured up to $20,000. The coverage stops when the member turns 70 and the excess loan balance over $20,000 is not covered.
We also offer single disability insurance on most loans. The cost is 12.8 cents per $100 of the monthly loan balance. Contact one of our offices for more details or email one of our staff listed below.
Drive Up Window
We have a drive up window at our Moundridge office located at 104 S Ave B. The window is open from 7:30 AM to 5:00 PM Monday through Friday, and 8:00 AM through 12:00 PM on Saturday. An ATM is in the first lane. There is also a drive up window at our Buhler branch office located at 200 W 2nd. This window is open from 8:30 AM to 5:00 PM Monday through Friday and 9:00 AM to 12:00 PM on Saturday.
Cashier's checks may be taken out of the savings or checking account and may be payable to you or to another party.
Contact one of the offices for more information on ACH Origination.
Touch Tone Teller
Access your account 24 hours a day by calling our Touch Tone Teller locally at 345-3300 or toll free at 1-888-345-2980. Transfer funds, calculate loan payments, and more. If it is your first time using it, you will be asked to create an ID# and a password. For more information call or email either office.
Most companies offer automatic payroll deposites. If your company does than your paycheck can be deposited automatically into your savings or checking account. You can also make your loan payments automatically using payroll deduction. Call to find out if we can do payroll deduction for the company you work for.
On Line Services
MKNet gives you internet access to your account. View all your account balances. Transfer funds from one account to another in real time safe and secure.
MKPay is our internet bill paying service. Pay any regular scheduled bill or payment without leaving your home and save the postage and handling.
Also offered for your financial information is our online magazine Home & Family Finance. Great tips on home financing, personal saving, investment information and much much more. A great resource for managing your money.
eZCardinfo.com is a free service that allows you to view your current credit card transactions. You can also pay your credit card statement online with this site.
Finally we haven't forgoten the kids. Googolplex is a great internet site for children of all ages. From this site the whole family can find a new and fun way to learn more about your money and finances. Check it out.
Don't forget to check out our Links to these and other important sites on the internet.
Free Notary Service
Need a Notary Public? We have several Notary Publics in the Moundridge office and two in the Buhler Office. Stop by or give us a call if you need something Notarized or if you just have questions about certain documents.
Both our Moundridge and Buhler offices have a night drop box where you can place your deposits and loan payments. The Buhler night depository is located in the first drive up lane before the window. The Moundridge night depository is in the first drive up lane to the east of the drive up window. The night depository is secure and the deposits will occur the next business day.
VISA Gift Cards
We also have VISA Gift cards for that hard to buy for person. Finally we are offering a General Purpose Debit VISA card. A Debit card for whatever you have in mind. Please call or stop by one of our offices for more information.
E-Services - E-Statements, E-Notices, E-Alerts
New E-Services are now available. With E-Statements you now have the option of having your monthly and quarterly statements e-mailed to you instead of having a paper copy mailed to you. The e-mailed statements will be sent out the first business day of each month so you will be able to view those much earlier than the paper copies that are mailed. If you would like to sign up for e-statements, please click here and complete the e-Statement Signup form. E-Notices will replace many of the paper notices that we now mail. Notices such as overdrafts, check returns, end of term, delinquency and many more can now be sent by e-mail. E-Notices are available to members who are signed up for E-Statements. E-Alerts are a feature inside of MKNet. This feature can help you track deposits, balances, payments, withdrawals and advances on any of your accounts. Setup and management is done by you and done inside your MKNet internet account. If you would like more information or help with setup please do not hesitate to call.
Money orders are available for any amount up to $1,000. For amounts over $1,000, separate money orders will be made. Money order fee chart below. Maximum fee that can be charged is $3.50.
|Money Order Amount
|$.01 - 500.00
|$500.00 - 1000.00 Max
Wire transfers can be made to another financial institution for a fee of $10. The routing number, name and location are needed for the institution that the money is going to. Wire transfers that are made after 3:00 P.M. will be posted the next business day.
We also offer Western Union wire transfers. The cost for this service varies. Call or email one of our staff for any questions or more information.
FAX Machine Service
Send or receive your FAX from either of our two offices. Our FAX number for the Moundridge office is (620) 345-2996 and for our Buhler office is (620) 543-2464. A $1 for the first page and 50 cents for each additional page fee will apply to all FAX that are not MKCU business related.
VISA Credit Cards
VISA Credit Cards with credit limits up to $6,000 and an annual percentage rate of 10.9%. Contact one of our offices for more information. Please stop by our office for an application. If you suspect fraud or stolen card please call after hours VISA Access Help Desk 866-851-0026.
Have easy access to your accounts by using an ATM card. We have an ATM located at our office in Moundridge at 104 S Ave B in the first drive up lane. We also have one located at our office in Buhler at 200 W 2nd. There is no charge for members for using your card at our ATM's in Moundridge and Buhler or if it is used for Point of Sale transactions. We now can accept deposits at our ATM's. If the card is used at other ATM's, there is no charge for the first two transactions per month. At this time we cannot accept deposits at other ATM machines. For Non-Members there will be a $1.50 surcharge for use of our ATM's. After that, a charge of $0.50 for each withdrawal or transfer will be applied to the account. An additional surcharge may be charged at some ATM's. The card is accepted anywhere the Star or Cirrus logos appear. Click Here to locate other Credit Union ATM's. Contact one of our offices for more information.
VISA Check Debit Cards
VISA check debit cards are accepted anywhere VISA is accepted. It is used just like a credit card except the amount is deducted from your checking account instead of creating a loan with interest. It can also be used like an ATM card for cash withdrawals or Point of Sale transactions. At this time we cannot accept deposits at any ATM machines. An expand-a-check, or checking, account is required to be issued a VISA check debit card. If your VISA check debit card is lost or stolen contact us at Mid-Kansas Credit Union, after hours call 1-800-528-2273, or e-mail FTPSLS@cmcone.com. Contact one of our offices for more information.
CO-OP ATM Network
Mid-Kansas Credit Union is now a part of the CO-OP ATM Network. CO-OP Network member credit unions are able to provide their membership to more than 28,000 surcharge-free ATMs.
CO-OP Network, operated by CO-OP Financial Services, offers the nation’s largest credit union only surcharge-free ATM network for people who belong to one of more than 3,000 participating member credit unions across the country.
At this time we cannot accept deposits at any ATM machines.
Click here for the online ATM locator or call 888-SITE-CO-OP to find locations using the toll-free ATM locator!
Safe Deposit Boxes
Safe deposit boxes are available at both our Moundridge and Buhler offices. The sizes available and annual rental fee is in the chart below.
Box Size Rental Per Year
- 3" X 5" $10.00
- 3" X 10" $20.00
- 5" X 10" $30.00
- 10" X 10" $50.00